Personal Financial Management Program (PFMP)

The Personal Financial Management Program (PFMP), the place to go BEFORE you make that purchase or take out that loan.

Money is one of the main reasons service members experience stress on the job and is also one of the top things couples fight about.  The Personal Financial Management Program (PFMP) helps individuals achieve financial success through education, training, counseling and information and referral to build financial confidence and alleviate stress.  PFMP provides one-on-one training, group classes and unit training for numerous topics including:

• Budgeting
• Consumer awareness
• Credit reports
• Saving and retirement planning
• Thrift Savings Plan (TSP) and Blended Retirement System (BRS)
• Home and car buying

Command Financial Specialist (CFS) Training for Command Mentors

CFS is a principal advisor to their command on personal financial management. In order to become a CFS, service members must be pay grade E6 and above for enlisted and W2/O1 and above for officers.

Adjusting Your Tax Withholdings

Financial planners recommend adjusting your tax withholdings to get more pay in each paycheck, rather than one big tax refund each year. Schedule an appointment with a PFM to create a spending plan and adjust your withholdings.